True Financial Lending Limited Partnership

Home loans built around your goals.

Buying a home, refinancing, or exploring your equity? We’ll help you compare mortgage options, understand the numbers, and take the next step with confidence.

Lending relationships. More possibilities.

Big decisions feel better with the right people.

More options. One team in your corner.

True Financial Lending Limited Partnership is a mortgage brokerage based in Southfield, Michigan. We help homebuyers and homeowners explore loan options from multiple lenders, with guidance shaped around their goals.

Clear answers, from hello to closing.

You don’t need to have it all figured out. We’ll walk through your options, explain the costs and trade-offs, and help you understand what comes next—without the mortgage jargon.

Find the mortgage that fits your next chapter.

Refinance your mortgage

VA Loan Refinance

There are two main ways to refinance your VA loan.

Cash-Out Refinance

Access home equity for various purposes.

Refinance

Mortgage refinancing may lower your monthly payments.

Explore more ways to finance

Seller-Paid Buydown

Reduce your mortgage payments with the assistance of the seller.

HELOC Home Loan

Unlock the value in your home with flexible home equity lines of credit.

Fix & Flip Home Loan

Get the financial support you need for your home renovation projects.

Real people. Real experiences.

I had a fantastic experience with True Financial. Their team was professional, knowledgeable, and very helpful. They answered all my questions and secured a great rate. I highly recommend for a smooth mortgage process. I couldn’t be happier with their services

Hayder went above and beyond to secure the best loan for me, their team was professional, kind, and was always available to answer my questions. I felt confident and well informed throughout the process.

Not my first time refinancing but definitely the best experience I’ve ever had

A clearer path from here to home.

Know what to expect at every step of your mortgage journey.

01 · Tell us what’s next

Buying your first home, making a move, or exploring your equity? Start with your goals. We’ll explain the application and information needed to explore your options.

02 · Compare with confidence

Review loan options, estimated payments, and closing costs with your loan officer. We’ll explain the trade-offs and guide you through the required documents.

03 · Move toward closing

We’ll help you work through the lender’s review and closing requirements. After final approval, you’ll review and sign your documents and prepare for your next chapter.

Your next step starts with a conversation.

A little clarity goes a long way

Mortgage questions? You’re in the right place.

Start with the basics. When you’re ready, we’ll help you work through the details of your own situation.

What does True Financial Lending do?

True Financial Lending Limited Partnership is a mortgage brokerage based in Southfield, Michigan. We help homebuyers and homeowners compare mortgage options from multiple lenders, including home purchase, refinancing, and home equity financing. Get to know our team.

Where should I start if I want to buy a home?

Start with a conversation about your budget, timeline, and goals. A loan officer can explain available options and the information needed to review your application. Explore home purchase loans or request a personalized quote.

Can I use home equity without replacing my first mortgage?

A home equity loan or home equity line of credit (HELOC) may let you borrow against your home while keeping your existing first mortgage. It adds a separate payment and uses your home as collateral. Eligibility, available equity, and terms vary by lender and location. Learn about HELOC options.

How is a HELOC different from a home equity loan?

A home equity loan provides a lump sum. A HELOC lets you draw from an available credit line during its draw period and usually has a variable rate. Both are secured by your home. Compare payments, fees, and repayment terms before deciding. Read the CFPB’s explanation.

What should I compare when refinancing?

Look beyond the interest rate. Compare the monthly payment, APR, closing costs, loan term, and total cost over the time you expect to keep the loan. A lower payment can come from a longer term and may mean paying more interest overall. Explore refinancing and review the CFPB Loan Estimate guide.

Do I need to know which mortgage I want before reaching out?

No. Tell us what you’re hoping to accomplish, and we’ll help you understand the options and next steps. You can request a quote, use our mortgage calculator, or call (213) 486-3436.

Loan availability and terms depend on eligibility, lender requirements, and state licensing. A quote or conversation is not a commitment to lend. NMLS #2632571.

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TRUE FINANCIAL LENDING LIMITED PARTNERSHIP (NMLS ID: 2632571) is a Michigan-registered Limited Partnership formed on 07/30/2024. Our principal office is located at 25200 Telegraph Road, Suite 325, Southfield, MI 48033. We are licensed as a Mortgage Company in Colorado and a Mortgage Broker in Florida and are authorized to conduct business in these states. For inquiries, please contact us at 313-402-7738 or via email at Hello@mytruefinancial.com. This website is intended for informational purposes only and does not constitute an offer to lend or provide financial advice. TRUE FINANCIAL LENDING LIMITED PARTNERSHIP does not guarantee the accuracy or completeness of the information provided herein. Regulatory actions, if any, will be disclosed as required by law.